Purchase items which are insurable (“Insured Item(s)") are any goods, services or Digital Contents purchased by You –
(a) during the Period of Insurance;
(b) under a Deferred Payment Structure from a seller of Atome;
(c) by selecting the Atome Platform as a payment mode on the seller’s website or by scanning the Atome’s QR code at the seller’s cashier;
(d) which has a value of at least RM 125; and
(e) for your or your family’s own use and you must be the owner of the Insured Item(s).