To be eligible to purchase this Policy, You must:
(a) be a registered account user of Atome Malaysia on the effective date of cover; and
(b) be a Malaysian Resident (as defined below) and be between the ages 18 and 75 years old only on the effective date of cover.
"Malaysian Resident” means Malaysia Citizen or Malaysia Permanent Resident or holder of a valid work permit or employment pass or dependent’s pass issued by the authorities in Malaysia.