It is a 1.5% percentage (per month) of the order amount equally divided by the agreed payment plan.
For example, you purchase an item of RM715 and select a 6-month payment plan
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Item amount: RM715
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Less voucher: RM15
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Actual order amount: RM700
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Total service fee of 1.5% per month: RM63 (RM10.5 per month x 6 months)
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Total payable: RM763 (RM700 + RM63)
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Total payable per month x 6 months: RM127.17