What happens if I want to pay earlier than the agreed payment plan? 01 June 2023 06:47 Updated You may opt to pay the full amount at any point of our Pay-In-6 or Pay-In-12 months payment plans. However, there will be no refund of any service fee. Related articles Can you waive the service fee? What is my spending limit? How is the service fee calculated? Is there any additional charge? How is this different from the usual Pay-In-3 offer?