Will a claim under MY Car Plus benefit have an impact on my NCD? 22 May 2026 07:33 Updated No, a claim filed under MY Car Plus benefit will not affect your NCD. Related articles What is Private Car (Enhanced)? Who is eligible to purchase Private Car (Enhanced) via the Atome Platform? What are the covers/benefits of the Private Car (Enhanced)? What is the duration of the insurance coverage period? How is the installment rate calculated?