You may cancel your policy at any time by notifying Chubb via email at Inquiries.MY@chubb.com. Upon receipt of your termination notice by Chubb, you are entitled to a refund of the premium if no claim was incurred prior to the cancellation.
Your refund will be the difference between the total premium and Chubb’s customary short-period rates calculated for the time Chubb was on risk until the date Chubb receives the notification, as shown below:
| Period of Insurance | Refund of Premium |
| Not exceeding 1 week | 87.5% of the total premium |
| Not exceeding 1 month | 75.0% of the total premium |
| Not exceeding 2 months | 62.5% of the total premium |
| Not exceeding 3 months | 50.0% of the total premium |
| Not exceeding 4 months | 37.5% of the total premium |
| Not exceeding 6 months | 25.0% of the total premium |
| Not exceeding 8 months | 12.5% of the total premium |
| Exceeding 8 months | No refund of premium allowed |