Some of the major exclusion under Motorcycle Insurance are:
- if you or uour authorised rider do not have a valid licence to ride your motorcycle;
- if you or your authorised rider is under the influence of alcohol or intoxicating liquor, narcotics, dangerous drugs or any other deleterious drugs or intoxicating substance;
- loss, damage or liability arising from an act of nature i.e. flood, storm or landslide (unless extension for Special Perils is purchased).
- if the motorcycle is used for racing.
Please note that the list above is non-exhaustive. For full list of exclusion, you may refer to the Policy Wording sent to you after your purchase.