Why is it that only some merchants can use 6/12? I can’t find 6/12 on my preferred merchants’ website 08 July 2022 02:31 Updated Our 6 or 12 months payment plans are available at selected merchants/countries currently. We are looking to expand these plans to more merchants/countries. Related articles If I cancel within 2 days, do I need to pay a service fee? What is my credit limit? How is this different from the usual 3mths instalment Atome offer? What is this product about? How are you different from the instalment plan provided by the banks?