If I cancel within 2 days, do I need to pay a service fee? 25 September 2022 09:16 Updated We will refund the principal amount for the order, however, we will not refund any service fee. Related articles How is the service fee calculated Why is it that only some merchants can use 6/12? I can’t find 6/12 on my preferred merchants’ website How is this different from the usual 3-months instalment Atome offer? How are you different from the instalment plan provided by the banks? Is there any additional charge?