Is Atome approved by BNM? 14 December 2023 02:40 Updated Apaylater Sdn. Bhd. and Standard Chartered Bank Malaysia Berhad are approved institutions to participate in the Bank Negara Malaysia Financial Technology Regulatory Sandbox for Buy-Now-Pay-Later offering. Related articles What is Pay-in-6? What is my spending limit? Where can I use Atome? How much do I have to spend to use Atome? Is there any additional charge?